How to Afford Invisalign in Frisco TX
Invisalign Cost: What to Expect in Frisco
The average cost of Invisalign in Frisco ranges from $3,500 to $7,000 depending on case complexity, treatment length, and whether bite correction is needed. While that number may sound high, most patients do not pay the full amount out of pocket. Insurance benefits, flexible financing, and tax-advantaged accounts all help make treatment affordable.
At Elate Orthodontics Frisco, we believe cost should never prevent someone from achieving a confident smile. That’s why we provide a full menu of affordability options.
Does Insurance Cover Invisalign in Frisco?
Yes. Most major dental insurance plans include orthodontic coverage that applies to Invisalign just like braces. Here’s what to know:
- Percentage coverage: Many plans cover 20–50% of Invisalign.
- Lifetime maximums: Most policies set a maximum orthodontic benefit between $1,500–$3,500 per patient.
- In-network savings: Elate Orthodontics is in-network with several major carriers, which helps patients lower their out-of-pocket responsibility.
- Medicaid note: In Texas, Medicaid rarely covers Invisalign or braces except in very specific cases. Families should plan for out-of-pocket coverage if relying on Medicaid.
Our team verifies benefits before treatment starts so patients know exactly what to expect.
Check if your insurance covers Invisalign
HSA and FSA for Invisalign
One of the most overlooked ways to save on Invisalign is through Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
- Eligible expense: Invisalign is considered a qualified medical expense.
- Tax savings: Contributions are pre-tax, reducing overall cost by up to 30%.
- Direct payments: Our office can process payments directly through your HSA or FSA card.
- Yearly planning: Many families time treatment to maximize yearly FSA limits or split payments across two benefit years.
Using HSA or FSA funds can significantly reduce what you pay out of pocket.
Financing Invisalign in Frisco
Even with insurance, most families prefer to spread payments out over time. At Elate Orthodontics, we offer:
1. In-House Financing
- Zero-interest monthly plans designed to fit your budget.
- Flexible down payments.
- Automatic draft available for convenience.
2. Third-Party Financing
We partner with Cherry and CareCredit, allowing patients to extend payments beyond the length of treatment. These plans can reduce monthly payments to as little as $99–$150 per month depending on approval.
3. Charity Financing
We believe orthodontic care should be accessible to everyone. In select cases, we provide reduced-cost or extended terms for families facing financial hardship.
Invisalign vs. Braces: Which Is More Affordable?
The cost of Invisalign is often comparable to braces. Both require similar treatment times, office visits, and appliances. The difference lies in:
- Emergency visits: Braces may require more visits for broken brackets or poking wires, while Invisalign has fewer emergencies.
- Comfort and convenience: Teens and adults often choose Invisalign despite similar cost because it better fits their lifestyle.
- Efficiency: For some mild cases, Invisalign or Angel Aligners may finish faster, reducing cost overall.
At Elate Orthodontics, we also offer Angel Aligners — a clear aligner brand with similar quality but lower lab costs. Many families choose Angel because it allows for the same results at a more affordable price point.
Our Frisco Locations
Two locations make it convenient for families all across Frisco to access affordable Invisalign:
- Elate Orthodontics Frisco – FM 423 & Lebanon Rd
5605 FM 423, Suite #600, Frisco, TX 75036
📍 Google Maps Directions
Near The Tribute, Phillips Creek Ranch, The Trails, and Little Elm. - Elate Orthodontics Prosper (serving West Frisco & 380 Corridor)
2155 University Dr, Suite #110, Frisco, TX 75033
📍 Google Maps Directions
Convenient for Hollyhock, Windsong Ranch, and Star Trail.
FAQs About Affording Invisalign in Frisco
Q: How much does Invisalign cost with insurance?
A: Most patients see insurance cover $1,500–$3,500 of Invisalign treatment, depending on plan details. Our team checks eligibility before treatment begins.
Q: Can I use my HSA or FSA for Invisalign?
A: Yes. Invisalign is an eligible medical expense. Using pre-tax dollars can lower your cost by 20–30%.
Q: What if I don’t have insurance?
A: We offer in-house payment plans, third-party financing like Cherry, and affordable alternatives like Angel Aligners.
Q: Is Invisalign cheaper than braces?
A: Usually costs are similar, but Invisalign may save money by reducing emergencies and fitting better into active schedules.
Q: Do you accept Cherry or CareCredit?
A: Yes. Both allow patients to finance Invisalign with flexible terms and lower monthly payments.
Q: Can teenagers use Invisalign?
A: Yes. We offer Invisalign Teen in Frisco, designed specifically with teen lifestyles in mind.
Q: What neighborhoods do you serve?
A: Our Frisco locations serve families from Phillips Creek Ranch, Panther Creek, Little Elm, Hollyhock, Windsong Ranch, Star Trail, and more.
Q: Do you offer alternatives to Invisalign?
A: Yes. Angel Aligners provide the same clear, removable treatment experience and are often more affordable.
Q: Can I combine insurance and financing?
A: Absolutely. Many families apply insurance first, then use financing for the remaining balance.
Q: Is Invisalign covered if I already had braces?
A: Some insurance plans allow benefits once per lifetime, but others will cover retreatment. We help clarify your specific coverage.
Take the Next Step
Affording Invisalign in Frisco is easier than most patients expect. Between insurance, HSA/FSA, financing, and alternative aligners, families have more options than ever.
Contact Elate Orthodontics Frisco today to schedule a free consultation and let us design a payment plan that works for your family.